How do I finance my car with Community Bank Auto Finance?

Community Bank Auto Finance is partnered with several automobile dealerships throughout the state of Tennessee. If you purchase from one of our preferred partner stores, all your paperwork can be conveniently completed right there at the dealership. For a complete listing of all our preferred partners, please select the “Find a Community Bank Auto Finance Dealer Partner” tab on our webpage (

If purchasing from a non-partner store or from an individual, please select the “Purchase or Refinance a Car” tab on our webpage. Once you complete the online application, you will be contacted by one of our representatives to discuss next steps.

What loan term options are available?

Loan terms ranging from 24 to 84 months are available based on qualifying factors.

For example: A 60 month auto loan for $25,000 at 5.00% fixed APR, will result in 60 monthly payments of $471.78.

What are the loan rates?

Community Bank Auto Finance offers a variety of rates which will depend on the vehicle financed and the applicant’s profile. Please see your dealer for details or call us anytime at 731-968-5950 to discuss rates.

Does Community Bank Auto Finance refinance auto loans?

Absolutely, please select the “Purchase or Refinance a Car” tab located on our webpage at and fill out our online application

How can I make payments on my Community Bank Auto Finance loan?

There are several options for making payments on your Community Bank auto loan. You can choose any of the following methods that are convenient for you:

• Make a one-time ACH (check) or debit card payment through “Make a Payment” tab at (Fee may be applicable)
• Mail a check or money order to:
Community Bank
P.O. Box 1508
Lexington, TN 38351

Note: Third-party payoffs should be sent to:
Community Bank
Attn: Community Bank Auto Finance
P.O. Box 1508
Lexington, TN 38351

• Go to any of our banking centers. For a complete listing of all of our locations, please visit us at
• Pay by phone by calling 731-968-5950 (Fee may be applicable)

How do I access my Community Bank auto loan online?

It’s easy: Just log in on our main page at Select “Online banking” and then select “Personal Enrollment” from the pop-up box. Agree to the disclosures then proceed to the online internet banking enrollment form. Complete the online registration, with your loan # and social security number. If you have questions, just call us at 731-968-5950 Monday through Friday, 8 a.m. to 4:30 p.m.