Get something back from years of putting money into your home. A HELOC uses your home’s equity as collateral to finance all kinds of needs — from weddings to home improvements and more.
- Competitive rates for several ongoing or seasonal needs:
- Major life events
- Major home improvements
- Debt consolidation
- Emergency reserve
- And much more!
- The existing equity in your home is used as collateral backing
- Accommodating repayment terms that work uniquely for you
- Funds available anytime without reapplying; apply once, then use repeatedly thereafter
- Revolving credit – as principal is repaid, more becomes available for use
- Funds easily accessed via phone, check, deposit, or wire transfer
- The interest paid might be tax deductible*
- Set up automatic payments to be deducted from your account monthly
- Local decision-making and processing in West Tennessee
- Attentive, friendly service from start to finish
*Consult a tax advisor.