The only way to make sure your home is exactly how you want it is to build it yourself — and we can help! A home construction loan provides an affordable financing option during the building phase of your home.

  • Competitively low rates for your home construction project
  • Available for primary residence or second home construction
  • Provides more convenience, especially toward the end of the construction phase and the beginning of permanent mortgage
  • Pay off interest quicker; payments are interest-only during construction phase
  • Payments are made on the amount drawn on your loan sufficient to pay your builder
  • Construction draws applied in stages based on work completed
  • Local decision-making and processing in West Tennessee
  • Attentive, friendly service from start to finish