APY = Annual Percentage Yield. APY(s) are accurate as of 08/12/2025. Fees could reduce earnings.
Certificates of Deposit
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| Term |
Minimum to Open |
APY |
| 1 Month |
$500.00 |
0.30% |
| 3 Month |
$500.00 |
0.50% |
| 6 Month |
$500.00 |
3.95% |
| 9 Month |
$500.00 |
3.90% |
| 12 Month |
$500.00 |
3.65% |
| 13 Month |
$500.00 |
3.85% |
| 15 Month |
$500.00 |
3.50% |
| 18 Month |
$500.00 |
3.40% |
| 24 Month |
$500.00 |
3.15% |
| 36 Month |
$500.00 |
2.90% |
| 48 Month |
$500.00 |
2.65% |
| 60 Month |
$500.00 |
2.65% |
An interest penalty for early withdrawal on certificates of deposit may apply.
| Tier |
APY |
| 0 - $20,000.00 |
3.91% |
| Portion of balance greater than $20,000 |
0.25% |
Community Interest Checking
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| Tier |
APY |
| $1500.00 - $4,999.99 |
0.15% |
| $5,000.00 - $9,999.99 |
0.20% |
| $10,000.00 - $ > |
0.30% |
Community Money Market
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| Tier |
APY |
| $2,500.00 - $9,999.99 |
0.35% |
| $10,000.00 - $24,999.99 |
0.35% |
| $25,000.00 - $99,999.99 |
0.50% |
| $100,000.00 - $249,999.99 |
1.05% |
| $250,000.00 - 499,999.99 |
1.75% |
| $500,000.00 - $ > |
2.50% |
Individual Retirement Accounts
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| Term |
Minimum to Open |
APY |
| 6 Month |
$500.00 |
3.95% |
| 12 Month |
$500.00 |
3.65% |
| 18 Month |
$500.00 |
3.40% |
| 24 Month |
$500.00 |
3.15% |
| 36 Month |
$500.00 |
2.90% |
| 48 Month |
$500.00 |
2.65% |
| 60 Month |
$500.00 |
2.65% |
An interest penalty for early withdrawal on certificates of deposit may apply.