Earn one of the highest rates you’ll find in West Tennessee — or anywhere else in the country! Simply do a few banking basics every month to earn your checking rewards.
Rates
Details
- Free checking that pays high interest, compounded and credited monthly
- 5.35% APY1 on balances up to $20,000
- 0.25% APY1 on balances over $20,000
- 0.26% APY1 if qualifications aren't met
- 3 “fee-free” foreign ATM transactions monthly ($6 maximum)2
- Waive the $7.95 monthly maintenance fee one of two ways:
- Maintain a $1,500 minimum daily balance
- Use debit card 15 times per month for at least $300
- Online banking & bill pay available3
- Free mobile banking with mobile deposit
- Free eStatements
- Free Visa® debit card
- $100 minimum deposit to open
To earn the APY described above, you must meet each of the following qualifications during each statement cycle period:
- Enroll to receive electronic bank statements only
- Conduct 15 debit card transactions per month. Transactions must post during statement cycle.
- Have one ACH transaction (debit or credit) conducted on your account monthly
- Access your account through Internet Banking (ex. Inquiries, transfers, Bill Pay) each month
- Maintain a $1,500.00 minimum daily balance.
1APY= Annual Precentage Yield. APY(s) are accurate as of 03/05/2024. Rates are variable and may change after the account is opened. You must maintain a minimum balance of $1,500.00 in the account each day to obtain the disclosed APY. Fees could reduce the earnings on this account.
2You will receive a refund of 3 foreign ATM transaction fees per statement cycle ($6.00 maximum per statement cycle.)
3If you opt-in to the bill pay feature, then bill pay must be utilized monthly to avoid $5.95 monthly fee.