Community Advantage Checking

2.08% Annual Percentage Yield (APY)

The interest rate paid on a balance of up to $20,000 is 2.06% with an APY of 2.08%. The interest rate paid on the portion of the balance greater than $20,000 is 0.25% with an APY of .026%. If all the qualifications (listed below) are not met, an interest rate of 0.25% with an APY of .026% will still be paid.
$100 Minimum Deposit to Open. Rate Subject to Change.
3 "Fee Free" ATM Transactions Monthly*
($6.00 Maximum)
Above Yields Are Obtained If The Following Requirements Are Met:
• Receipt of Monthly Electronic Statements Only
• Debit Card is Used 10 Times Monthly
  (All Debit Card Transactions Must Post During Statement Cycle)
• One Automatic Deposit or Withdrawal Occurs on Account Monthly
• Internet Banking is Accessed Once Monthly
For more information, please contact us at either of our Lexington locations (731-968-6624,
731-968-9599) or our Jackson location (731-664-1198).
*Fees could reduce the earnings on this account.
Member FDIC

Community Free Checking

$100 Minimum Deposit to Open
No minimum balance
No hidden charges
First 40 checks ordered free
Free internet banking with Bill Pay
(Bill Pay must be utilized to avoid $5.95 monthly fee)

Community Interest Checking

Minimum balance to open the account-You must deposit $1,000.00 to open this account.
Minimum balance to avoid imposition of fees: A below balance fee of $5.00 will be imposed every statement cycle if the balance in the account falls below $1,000.00 any day of the statement cycle.
Minimum balance to obtain the annual percentage rate: You must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield.
Determination of Rate: (Add) This account will earn a certain interest rate upon maintaining a balance of $1,000.00-$4,999.99, a higher interest rate upon maintaining a balance of $5,000.00-$9,999.99, and the maximum interest rate offered on this type of account upon maintaining a balance of $10,000 plus. Please see the Rates page for current rates on this account.
Rate Information - Your interest rate and annual percentage yield may change.  Frequency of rate changes - We may change the interest rate on your account any time.
Daily balance computation method - We use the daily balance method to calculate the interest on your account.  This method applies a daily periodic rate to the principal in the account each day.

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