Safeguarding personal information that you provide to our financial institution is important to us.  We work hard to ensure the confidentiality of our customer’s non-public personal information.  Non-public personal information is information we collect when we provide a financial service to you.  We collect non-public personal information about you from the following sources:

• Information we receive from you on applications or other forms
• Information about your transactions with us, our affiliates, or others; and
• Information we receive from a consumer reporting agency

The following is our policy regarding the disclosure of the non-public personal information you as a customer provide to us:

We do not disclose any non-public personal information about our customers or former customers to anyone, except as permitted by law.  Examples of when we might disclose as permitted by law would be to affect, administer, or enforce a transaction that a consumer requests or authorizes or to service or process a financial product or service that a consumer requests or authorizes.

We restrict access to non-public personal information about you to those employees who need to know that information to provide products and/or services to you.  We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your non-public personal information.

We will continually strive to maintain the confidence you have placed in us.  If any you have any questions regarding this policy, please feel free to contact us.