Community Advantage Checking
  

3.10% APY

3 "Fee Free" ATM Transactions Monthly

($6.00 Maximum)

$100 Minimum Deposit to Open.  Rate Subject to Change.  Above Benefits are Obtained if the Following Requirements are Met:

  • Receipt of Monthly Electronic Statements Only
  • Debit Card is Used 10 Times Monthly
  • One Automatic Deposit or Withdrawal Occurs on Account Monthly
  • Internet Banking is Accessed Once Monthly

3.10% APY Paid on Balances up to $30,000.  Any Portion of the Balance Greater than $30,000 earns .25% APY.  If above requirements are not met, the account still earns .25% APY.  Interest is credited at the end of each statement cycle; interest will not be paid if the account is closed before the interest is credited.  APY is annual percentage yield.

For more information, please contact us at either of our Lexington locations (968-6624, 968-9599) or our Jackson location (664-1198).

 Member FDIC

  
  
Community Free Checking
  

Minimum opening deposit: $100

No minimum balance

No hidden charges

First 50 checks ordered free

Free internet banking with bill pay (Bill Pay must be utilized to avoid $5.95 monthly fee)

 

 

 

 

 

  
  
Community Interest Checking
  

Minimum balance to open the account-You must deposit $1,000.00 to open this account.
 
Minimum balance to avoid imposition of fees: A below balance fee of $5.00 will be imposed every statement cycle if the balance in the account falls below $1,000.00 any day of the statement cycle.
 
Minimum balance to obtain the annual percentage rate: You must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield.
 
Determination of Rate: (Add) This account will earn a certain interest rate upon maintaining a balance of $1,000.00-$4,999.99, a higher interest rate upon maintaining a balance of $5,000.00-$9,999.99, and the maximum interest rate offered on this type of account upon maintaining a balance of $10,000 plus.  Please see the Rates page for current rates on this account.
 
Rate Information - Your interest rate and annual percentage yield may change.  Frequency of rate changes - We may change the interest rate on your account any time.
 
Daily balance computation method - We use the daily balance method to calculate the interest on your account.  This method applies a daily periodic rate to the principal in the account each day.
 
Accrual of interest on noncash deposits - Interest begins to accrue on the business day you deposit noncash items (for example checks).
 

  
  

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