Community Advantage Checking
  

4.50% APY

3 "Fee Free" ATM Transactions Monthly

($6.00 Maximum)

$100 Minimum Deposit to Open.  Rate Subject to Change.  Above Benefits are Obtained if the Following Requirements are Met:

  • Receipt of Monthly Electronic Statements Only
  • Debit Card is Used 10 Times Monthly
  • One Automatic Deposit or Withdrawal Occurs on Account Monthly
  • Internet Banking is Accessed Once Monthly

4.50% APY Paid on Balances up to $30,000.  Any Portion of the Balance Greater than $30,000 earns .25% APY.  If above requirements are not met, the account still earns .25% APY.  Interest is credited at the end of each statement cycle; interest will not be paid if the account is closed before the interest is credited.  APY is annual percentage yield.

For more information, please contact us at either of our Lexington locations (968-6624, 968-9599) or our Jackson location (664-1198).

 Member FDIC
  
  
Community Free Checking
  

Minimum opening deposit: $100

No minimum balance

No hidden charges

First 50 checks ordered free

Free internet banking with bill pay

 

 

 
  
  
Community Interest Checking
  

Minimum balance to open the account-You must deposit $1,000.00 to open this account.
 
Minimum balance to avoid imposition of fees: A below balance fee of $5.00 will be imposed every statement cycle if the balance in the account falls below $1,000.00 any day of the statement cycle.
 
Minimum balance to obtain the annual percentage rate: You must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield.
 
Determination of Rate: (Add) This account will earn a certain interest rate upon maintaining a balance of $1,000.00-$4,999.99, a higher interest rate upon maintaining a balance of $5,000.00-$9,999.99, and the maximum interest rate offered on this type of account upon maintaining a balance of $10,000 plus.  Please see the Rates page for current rates on this account.
 
Rate Information - Your interest rate and annual percentage yield may change.  Frequency of rate changes - We may change the interest rate on your account any time.
 
Daily balance computation method - We use the daily balance method to calculate the interest on your account.  This method applies a daily periodic rate to the principal in the account each day.
 
Accrual of interest on noncash deposits - Interest begins to accrue on the business day you deposit noncash items (for example checks).
 
  
  
Community Plus 55
  

Minimum balance to open the account- You must deposit $100.00 to open this account.
 
Fees: No minimum balance required with the payment of monthly enrollment fee.
 
Financial benefits - free personalized checks, unlimited checking, preferred interest rates on installment loans, direct deposit, free transfers from or to your club checking account, free travelers and cashier checks, notary service, photocopy service and 50% discount for the first year on your safe deposit box.
 
Security benefits - $100,000 common carrier insurance, and credit card protection.
 
Travel benefits - Hotel discount directory, emergency towing guarantee, rental car discounts and vacation planning assistance.
  
  
Community First Checking Plus
  

Minimum balance to open the account- You must deposit $100.00 to open this account.
 
Fees: No minimum balance required with the payment of monthly enrollment fee.
 
Financial benefits - free personalized checks, unlimited checking, preferred interest rates on installment loans, direct deposit, free transfers from or to your club checking account, free travelers and cashier checks, notary service, photocopy service and 50% discount for the first year on your safe deposit box.
 
Security benefits - $20,000 accidental death & dismemberment insurance, $2,500 dependent child coverage and credit card protection.
 
Travel benefits - Hotel discount directory, emergency towing guarantee, rental car discounts and vacation planning assistance.
  
  
Community Senior Citizens Checking Account (55 years and older)
  

Community Senior Citizens Checking Account 
 (55 Years and Older)
 
Minimum balance to open the account- You must deposit $100.00 to open this account.
  
  
Community Student Checking
  

Student-Individual 18-24 years of age.  If the individual is above the age of 18, a student identification must be presented.
 
Minimum balance to open the account- You must deposit $100.00 to open this account.
  
  
Common Features
  

  • Overdraft-Each overdraft paid - $31.50
  • Nonsufficient Funds-Each - $31.50
  • $5.00 perday for each day the account is overdrawn 
  • Domestic Wire - $20.00
  • International Wire - $50.00
  • Account Activity Print-Out - $4.00 (Per Print Out, Up to 30 Days History)
  • Garnishment/Levy - $25.00 (Per Order)
  • Statement Copies - $8.00 (Per Statement)
  • Check Copies - $1.00 (Per Copy)
  • Collection Items - $20.00 (Per Item)
  • Dormant Account - $5.00 (Per Statement-Excludes Time Deposits)
  • Stop Payment - $20.00
  • Cashier's Check (customers) - $2.00
  • Cashier's Check (non-customers) - $5.00

  
  

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NOTICE: Community Bank - All Rights Reserved. The website of Community Bank contains links and features that are provided to our customers from outside sources. We are not responsible for and have no control over the content or subject matter of these links, however it is our sole intent to provide only good information that our customers can find useful or entertaining. Please read our Privacy Policy and Disclosures. Complete regulatory disclosures containing all terms, features and limitations are available at any branch location or can be obtained by telephone request by calling 731-968-6624