Community Free Checking
Offered to all Community Bank customers
No minimum balance
No hidden charges
Minimum opening deposit: $100
First 50 checks ordered free
Free Internet Banking With Bill Pay
Common Features
- Overdraft-Each overdraft paid - $31.50
- Nonsufficient Funds-Each - $31.50
- $5.00 perday for each day the account is overdrawn
- Domestic Wire - $20.00
- International Wire - $50.00
- Account Activity Print-Out - $4.00 (Per Print Out, Up to 30 Days History)
- Garnishment/Levy - $25.00 (Per Order)
- Statement Copies - $8.00 (Per Statement)
- Check Copies - $1.00 (Per Copy)
- Collection Items - $20.00 (Per Item)
- Dormant Account - $5.00 (Per Statement-Excludes Time Deposits)
- Stop Payment - $20.00
- Cashier's Check (customers) - $2.00
- Cashier's Check (non-customers) - $5.00
Community Student Checking Account
Student-Individual 18-24 years of age. If the individual is above the age of 18, a student identification must be presented.
Minimum balance to open the account- You must deposit $100.00 to open this account.
Community Senior Citizens Checking Account
(55 Years and Older)
Minimum balance to open the account- You must deposit $100.00 to open this account.
Community First Checking Plus
Minimum balance to open the account- You must deposit $100.00 to open this account.
Fees: No minimum balance required with the payment of monthly enrollment fee.
Financial benefits - free personalized checks, unlimited checking, preferred interest rates on installment loans, direct deposit, free transfers from or to your club checking account, free travelers and cashier checks, notary service, photocopy service and 50% discount for the first year on your safe deposit box.
Security benefits - $20,000 accidental death & dismemberment insurance, $2,500 dependent child coverage and credit card protection.
Travel benefits - Hotel discount directory, emergency towing guarantee, rental car discounts and vacation planning assistance.
Community Plus 55
Minimum balance to open the account- You must deposit $100.00 to open this account.
Fees: No minimum balance required with the payment of monthly enrollment fee.
Financial benefits - free personalized checks, unlimited checking, preferred interest rates on installment loans, direct deposit, free transfers from or to your club checking account, free travelers and cashier checks, notary service, photocopy service and 50% discount for the first year on your safe deposit box.
Security benefits - $100,000 common carrier insurance, and credit card protection.
Travel benefits - Hotel discount directory, emergency towing guarantee, rental car discounts and vacation planning assistance.
Community Interest Checking
Minimum balance to open the account-You must deposit $1,000.00 to open this account.
Minimum balance to avoid imposition of fees: A below balance fee of $5.00 will be imposed every statement cycle if the balance in the account falls below $1,000.00 any day of the statement cycle.
Minimum balance to obtain the annual percentage rate: You must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield.
Determination of Rate: (Add) This account will earn a certain interest rate upon maintaining a balance of $1,000.00-$4,999.99, a higher interest rate upon maintaining a balance of $5,000.00-$9,999.99, and the maximum interest rate offered on this type of account upon maintaining a balance of $10,000 plus. Please see the Rates page for current rates on this account.
Rate Information - Your interest rate and annual percentage yield may change. Frequency of rate changes - We may change the interest rate on your account any time.
Daily balance computation method - We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Accrual of interest on noncash deposits - Interest begins to accrue on the business day you deposit noncash items (for example checks).
Community Money Market
Rate Information - Your interest rate and annual percentage yield may change. Frequency of rate change - We may change the interest rate on your account any time.
Determination of rate - At our discretion, we may change the interest rate onyour account.
Compounding and crediting frequency - Interest will be compounded every month. Interest will be credited to your account every month.
Minimum balance to open the account- You must deposit $2,500.00 to open this account.
Minimum balance to avoid imposition of fees: A below balance fee of $8.00 will be imposed every statement cycle if the balance in the account falls below $2,500.00 any day of the statement cycle.
Minimum balance to obtain the annual percentage yield: You must maintain a minimum balance of $2,500.00 in the account each day to obtain the disclosed annual percentage yield.
Determination of Rate: (Add) This account will earn a certain interest rate upon maintaining a balance of $2,500.00-$9,999.99, a higher interest rate upon maintaining a balance of $10,000.00-$24,999.99, and the maximum interest rate offered on this type of account upon maintaining a balance of $25,000 plus.
Daily balance compution method - We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Accrual of interest on noncash deposits - Interest begins to accrue on the business day you deposit noncash items (for example, checks).
Transaction limitations - Transfers from a Community Money Market account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per quarter with no more than three by check, draft, debit card, or similar order to third parties.
Fees: A per item fee of $5.00 will be charged for each debit transaction (withdrawal, automatic transfer or payment out of this account) in excess of six during a quarter.
Savings Account
Rate Information - Your interest rate and annual percentage yield may change. Frequency of rate change - We may change the interest rate on your account any time.
Determination of rate - At our discretion, we may change the interest rate on your account.
Compounding and crediting frequency - Interest will be compounded every quarter. Interest will be credited to your account every quarter.
Minimum balance to open the account - You must deposit $25.00 to open this account.
Minimum balance to obtain the annual percentage yield disclosed- You must maintain a minimum balance of $25.00 in the account each day to obtain the disclosed annual percentage yield.
Daily balance compution method - We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Accrual of interest on noncash deposits - Interest begins to accrue on the business day you deposit noncash items (for example, checks)
Transaction limitations - Transfers from a Savings account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per quarter with no transfers by check, draft, debit card, or similar order to third parties.
Fees: A per item fee of $2.00 will be charged for each debit transaction (withdrawal, automatic transfer or payment out of this account) in excess of six during a quarter.
Super Savings Account
Rate Information - Your interest rate and annual percentage yield may change. Frequency of rate change - We may change the interest rate on your account any time.
Determination of rate - At our discretion, we may change the interest rate onyour account.
Compounding and crediting frequency - Interest will be compounded every quarter. Interest will be credited to your account every quarter.
Minimum balance to open account: You must deposit $1,500.00 to open this account.
Minimum balance to avoid the imposition of fees: A below balance fee of $5.00 will be imposed every statement cycle if the balance in the account falls below $1,500.00 any day of the cycle.
Minimum balance to obtain the annual percentage rate: You must maintain a minimum balance of $1,500.00 in the account each day to obtain the disclosed annual percentage yield.
Daily balance compution method - We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Accrual of interest on noncash deposits - Interest begins to accrue on the business day you deposit noncash items (for example, checks)
Transaction limitations - Transfers from a Super Savings account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per quarter with no transfers by check, draft, debit card, or similar order to third parties.
Fees: A per item fee of $2.00 will be charged for each debit transaction (withdrawal, automatic transfer or payment out of this account) in excess of six during a quarter.
