Privacy Policy

Rev. 01/2011

FACTS WHAT DOES COMMUNITY BANK DO WITH YOUR PERSONAL INFORMATION?

Why? Financial companies choose how they share your personal information. Federal law gives consumers

the right to limit some but not all sharing. Federal law also requires us to tell you how we collect,

share, and protect your personal information. Please read this notice carefully to understand what we

do.

What? The types of personal information we collect and share depend on the product or service you have

with us. This information can include:

l Social Security number

l Account balances

l Transaction history

l Credit history

l Account transactions

l Checking account information

When you are no longer our customer, we continue to share your information as described in this

notice.

How? All financial companies need to share customers' personal information to run their everyday business.

In the section below, we list the reasons financial companies can share their customers' personal

information; the reasons Community Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Community Bank

share?

Can you limit this sharing?

For our everyday business purposes -

such as to process your transactions, maintain your

account(s), respond to court orders and legal

investigations, or report to credit bureaus

Yes No

For our marketing purposes -

to offer our products and services to you

No We don't share

For joint marketing with other financial companies No We don't share

For our affiliates' everyday business purposes -

information about your transactions and experiences

No We don't share

For our affiliates' everyday business purposes -

information about your creditworthiness

No We don't share

For nonaffiliates to market to you No We don't share

Questions? Call 731-968-6624 or go to www.community-bank.net

Privacy Model Disclosure PRIV-MODEL 8/1/2010

VMP® Bankers Systems™

Wolters Kluwer Financial Services © 2010 2010.3/2659 2647644-010 EPRV2659 Page 1 of 2

What We Do

How does Community Bank

protect my personal

Information?

To protect your personal information from unauthorized access and use, we use

security measures that comply with federal law. These measures include computer

safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect

this information and we limit access to information to those employees for whom

access is appropriate.

How does Community Bank

collect my personal information?

We collect your personal information, for example, when you

l Open an account

l Apply for a loan

l Make deposits or withdrawals from

your account

l Give us your contact information

l Pay us by check

We also collect your personal information from others, such as credit bureaus,

affiliates, or other companies.

Why can't I limit all sharing? Federal law gives you the right to limit only

l sharing for affiliates' everyday business purposes - information about your

creditworthiness

l affiliates from using your information to market to you

l sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates Companies related by common ownership or control. They can be financial and

non-financial companies.

l Community Bank does not share with our affiliates.

Nonaffiliates Companies not related by common ownership or control. They can be financial and

non-financial companies.

l Community Bank does not share with nonaffiliates so they can market to you.

Joint Marketing A formal agreement between nonaffiliated financial companies that together market

financial products or services to you.

l Community Bank doesn't jointly market.

Page 2

Privacy Model Disclosure PRIV-MODEL 8/1/2010

VMP® Bankers Systems™

Wolters Kluwer Financial Services © 2010 2010.3/2659 2647644-010 EPRV2659 Page 2 of 2

  • To access this website your Internet Explorer needs to be updated.

    To get the best possible experience and added internet security using our website, we require you to upgrade your current web browser or install another web browser. A list of the most popular web browsers can be found below.

    Just click on the icons to get to the download page.
    Please note: These links will navigate you away from our domain.
    We are not responsible for and have no control over the content or subject matter of these external links.