Community Advantage Checking

3.10% Annual Percentage Yield (APY)

3 "Fee Free" ATM Transactions Monthly*
 
($6.00 Maximum)
 
Above Benefits are Obtained if the Following Requirements are Met:
 
·         Receipt of Monthly Electronic Statements Only
·         Debit Card is Used 10 Times Monthly
·         One Automatic Deposit or Withdrawal Occurs on Account Monthly
·         Internet Banking is Accessed Once Monthly
 
$100 Minimum Deposit to Open. Rate Subject to Change.
 
For more information, please contact us at either of our Lexington locations (968-6624, 968-9599) or our Jackson location (664-1198).
 
Member FDIC  *Fees could reduce the earnings on this account.
 
 
 

Community Free Checking

Minimum opening deposit: $100
 
No minimum balance
 
No hidden charges
 
First 50 checks ordered free
 
Free internet banking with bill pay (Bill Pay must be utilized to avoid $5.95 monthly fee)
 
 
 
 

Community Interest Checking

Minimum balance to open the account-You must deposit $1,000.00 to open this account.
 
Minimum balance to avoid imposition of fees: A below balance fee of $5.00 will be imposed every statement cycle if the balance in the account falls below $1,000.00 any day of the statement cycle.
 
Minimum balance to obtain the annual percentage rate: You must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield.
 
Determination of Rate: (Add) This account will earn a certain interest rate upon maintaining a balance of $1,000.00-$4,999.99, a higher interest rate upon maintaining a balance of $5,000.00-$9,999.99, and the maximum interest rate offered on this type of account upon maintaining a balance of $10,000 plus. Please see the Rates page for current rates on this account.
 
Rate Information - Your interest rate and annual percentage yield may change.  Frequency of rate changes - We may change the interest rate on your account any time.
 
Daily balance computation method - We use the daily balance method to calculate the interest on your account.  This method applies a daily periodic rate to the principal in the account each day.
 

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